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The Path to Financial Health Begins in Adolescence

It is critical that youth financial inclusion programs tailor interventions based on young people's life stage to achieve long-term impact on financial health.
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Where Youth Join Trust Groups, Not Insurgency Groups

By providing a combination of financial and nonfinancial services to over 16,000 smallholders, a social enterprise in northern Nigeria is harnessing the power of agriculture to create jobs for youth and improve livelihoods.
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When Youth Entrepreneurship Training Meets Financial Inclusion

By working together to integrate entrepreneurship training and financial inclusion in Africa, youth-serving organizations and financial services providers could help young people build successful businesses and create jobs.
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Sports Betting: Highway to Hell or On-Ramp to Digital Finance?

Sports betting is pervasive in Africa. What impact is it having on how youth use digital financial services?
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3 Principles for Funders of Youth Financial Inclusion

How can donors promote financial inclusion in a way that creates jobs for youth? Here are three guiding principles, based on the Mastercard Foundation's experience in Africa.
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Reaching the Next Generation of Financial Services Customers in Africa

A growing body of evidence shows young people's potential as users of financial services in Africa.
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6 Strategies to Promote Digital Financial Product Adoption Among Youth

Here are six insights about how to make financial services appeal to young people, coming out of a digital savings pilot in Tanzania.
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Turning Remittances into Savings for Nepal’s Migrant Families

Remittances amount to 28 percent of Nepal’s GDP. Digital financial services that better meet young women’s needs could help migrant families put away more in savings.
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Youth in Agriculture: A New Generation Leverages Technology

Digital financial services can help young people see a future in agriculture.
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8 Lessons from Using a Messaging Platform to Support Digital Payments

Here are eight insights on how to use messaging platforms to increase financial literacy among smallholders.
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Building Rural Digital Ecosystems, One Small Payment at a Time

New research shows that digitizing everyday payments as person-to-person transfers can be a sustainable way for providers to reach customers in rural areas.
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Digital Payments That Resonate with Low-Income Farmers

A major Mozambican cotton producer found that local farmers thought bank accounts were only for wealthier people. It teamed up with an innovative bank to show that wasn’t true.
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Is Funding for Rural Finance Going Where It’s Needed Most?

Global funding for rural finance has risen to nearly $5 billion. Are funds reaching communities with the greatest needs?
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Can Agro-Dealers Be the Last-Mile Rails for Digital Finance?

New CGAP partnerships test large agribusinesses' potential to bring financial services to millions of rural farmers.
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5 Insights into Credit Scoring for Smallholders

Agricultural lending remains a frontier area even as the alternative lending space fills up with new players. Here are some early insights from CGAP's work on alternative credit scoring for smallholder farmers in Uganda.
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Building Rural Digital Ecosystems: A New Role for Agribusinesses?

Bringing digital finance to the rural poor will require financial services providers to work more creatively with agribusinesses that have extensive experience serving last-mile clients.
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Making Digital Payments Work for Low-Income Farmers

From hurling sacks of money out of planes to transporting cash in armored cars, the methods used to pay farmers in Uganda can be unsafe and inefficient. So why haven't digital payments taken off?
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Mapping Africa’s Latest Innovations in Digital Finance

CGAP received nearly 200 proposals from digital financial services providers across Africa interested in piloting new products. A look at those proposals — from 30 countries — shows that innovations are spreading beyond hot spots like Kenya.
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Youth Building Peace: What’s the Role of Financial Inclusion?

What does financial inclusion have to do with building peaceful societies? More than you might think.
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Adapting the Graduation Approach for People with Disabilities

Here are nine lessons for how donors can adapt the graduation approach to help low-income people with disabilities build sustainable livelihoods.