Recent Blogs

Blog

Charting the Path to Belém: Inclusive Finance Is the Key to Climate Action

Talks around climate finance dominated COP29, but sourcing funding is only one part of the puzzle. Now the NCQG – the newly agreed global funding target – has been agreed, it's time to focus squarely on how the money will be disbursed and to whom.
Blog

From Protection to Resilience: Rethinking Insurance for All

True resilience against risk requires an inclusive approach that integrates risk management across sectors and leverages the insurance industry to ensure a just transition. CGAP and AXA will work to rethink insurance and build resilience.
Blog

Driving Change: Hello Tractor and ABERA

CGAP, IDH, FSD Network & FSD Kenya are working with Hello Tractor as part of ABERA, which empowers rural women in agriculture. We aim to address gender and climate challenges while strengthening Hello Tractor's business and financial service links.
Blog

Are Climate-Related Financial Sector Policies Inclusive for All?

Climate-driven financial policies could inadvertently end up undermining financial inclusion efforts. Authorities and funders must understand the pathways through which risks could occur and the opportunities for supporting green finance effectively.
Blog

How Do Financial Systems Support Climate Resilience?

The third in our three-part blog series with Decodis and MSC discusses our finding that different climate events, and different phases of those events, drive different needs for financial services.
Blog

Adapting to or Just Muddling Through Climate Change?

The second blog in our series with Decodis and MSC explores our research finding that many poor households are just muddling through climate events rather than strategically adapting to long-term climate change in ways that enhance their resilience.
Blog

How Can Insurance Help Build a Green, Resilient & Inclusive Future?

To ensure those living in poverty benefit from emerging models in insurance, we need to focus beyond traditional risk transfer and look at broader risk management. This blog outlines three priorities for driving systems change in inclusive insurance.
Blog

Facing Climate Events in Nigeria, Farmers Left With Scarce Options

Based on interviews with hundreds of farmers in Nigeria, we unpack how households use financial services in responding to climate events.
Blog

Lessons From 4 Examples on the Leading Edge of Climate-Focused G2P

All G2P programs contribute to climate adaptation to some extent, with examples in India, Ethiopia, Kenya, and the Philippines showing us how specific program design features can support greater climate adaptation for recipients and their households.
Blog

Inclusive Voluntary Carbon Markets Could Finance a Just Transition

New CGAP research suggests that voluntary carbon markets (VCMs) hold the potential to finance a green transition across low and middle-income countries.
Blog

Climate-Focused G2P: Beyond Disaster Response

The current focus of G2P programs on emergency response is insufficient to support long-term climate change adaptation. Long-term adaptation must be considered, and designed into programs, to reduce intergenerational vulnerability to climate change.
Blog

How Are Climate, Financial Inclusion & Financial Stability Linked?

As financial authorities across the world develop plans to respond to the changing climate, they have opportunities to create a positive feedback loop of expanded financial inclusion and reduced climate risk.
Blog

Climate Resilience Through Financial Services: Farzana’s Story

Women, especially those in low-income countries, are faced with higher risk, greater vulnerability, and fewer tools to cope with the impacts of climate change. Financial services can empower women to manage climate risks and build resilience.
Blog

Financial Inclusion: An Entry Point to Climate Adaptation for Funders

Development funders are thirsty for guidance and good practices on funding for climate adaptation, not just mitigation. Here, we discuss how funding to support inclusive financial systems may be a great place for them to start.
Blog

State of the Climate-Responsive Financial Product Landscape

EMDEs are hit hardest by climate-related disasters and environmental impacts and will need a variety of financial services to adapt and grow more resilient to climate change. Are they getting them? Our product scan provides preliminary insights.
Blog

In an Era of Urgent Climate Risk, Does Financial Inclusion Matter?

This year’s World Environment Day theme “Only One Earth” reminds us that this planet is humanity’s only home, with finite resources that we must safeguard. Here, we look not only at who pollutes, but who suffers the impact of climate change most.
Blog

Financial Inclusion for an Inclusive, Greener, More Resilient World

In her first blog post as CGAP CEO, Sophie Sirtaine proposes a global agenda for financial inclusion that leads to an inclusive, greener and more resilient world.
Blog

As PAYGo Solar Matures, Funders Can Do More to Close the Energy Gap

Pay-as-you-go (PAYGo) solar has enabled energy access for around 27 million customers. Funders can help PAYGo providers further close the energy access gap — while advancing financial inclusion — by focusing on these priorities for the sector.
Blog

The Social Impact Credit Trap in Asset Finance

Rapid growth in credit sectors, even if motivated by a desire for social impact, can lead to overindebted customers and insolvent lenders. For funders, it is important to recognize that investing in asset finance is investing in risk management.
Blog

Does PAYGo Solar Improve Women’s Lives? A Look at the Evidence

Pay-as-you-go (PAYGo) solar financing has electrified the homes of more than 100 million people. What does the available evidence say about its impact on women?