As carbon markets evolve from niche climate interventions into a multi-billion-dollar industry, a critical truth is emerging: gender inclusion is no longer optional. It is essential to the permanence, equity, and scalability of carbon projects.
Early evidence from Pakistan confirms the need to shore up the financial institutions that serve vulnerable populations facing climate impacts, as climate risk threatens to undermine global progress on financial inclusion.
Drawing on evidence to examine how financial services can advance climate action and other development outcomes, CGAP's Impact Pathfinder is a gateway to understanding what the existing evidence tells us, and knowledge gaps that need to be filled.
Based on CGAP’s conversations with funders and carbon project developers, this blog post explores the role of donors, development finance institutions, and impact investors in supporting inclusive carbon project innovation.
BRAC Tanzania Finance Ltd. (BTFL) supports rural women with tailored loans, financial guidance, and a "phygital" approach, helping them build resilience and sustainable livelihoods despite the unique challenges they face.
Social protection programs hold immense potential for climate adaptation. Financial inclusion can further these climate goals, but while promising examples exist, they are still emerging—representing a promise waiting to be realized.
Climate change disproportionately affects people experiencing poverty, yet they often lack the financial tools needed to adapt. Focus must shift to ensuring that climate funding reaches the individuals and communities most impacted.
Talks around climate finance dominated COP29, but sourcing funding is only one part of the puzzle. Now the NCQG – the newly agreed global funding target – has been agreed, it's time to focus squarely on how the money will be disbursed and to whom.
True resilience against risk requires an inclusive approach that integrates risk management across sectors and leverages the insurance industry to ensure a just transition. CGAP and AXA will work to rethink insurance and build resilience.
CGAP, IDH, FSD Network & FSD Kenya are working with Hello Tractor as part of ABERA, which empowers rural women in agriculture. We aim to address gender and climate challenges while strengthening Hello Tractor's business and financial service links.
Climate-driven financial policies could inadvertently end up undermining financial inclusion efforts. Authorities and funders must understand the pathways through which risks could occur and the opportunities for supporting green finance effectively.
The third in our three-part blog series with Decodis and MSC discusses our finding that different climate events, and different phases of those events, drive different needs for financial services.
The second blog in our series with Decodis and MSC explores our research finding that many poor households are just muddling through climate events rather than strategically adapting to long-term climate change in ways that enhance their resilience.
To ensure those living in poverty benefit from emerging models in insurance, we need to focus beyond traditional risk transfer and look at broader risk management. This blog outlines three priorities for driving systems change in inclusive insurance.
All G2P programs contribute to climate adaptation to some extent, with examples in India, Ethiopia, Kenya, and the Philippines showing us how specific program design features can support greater climate adaptation for recipients and their households.
New CGAP research suggests that voluntary carbon markets (VCMs) hold the potential to finance a green transition across low and middle-income countries.
The current focus of G2P programs on emergency response is insufficient to support long-term climate change adaptation. Long-term adaptation must be considered, and designed into programs, to reduce intergenerational vulnerability to climate change.
As financial authorities across the world develop plans to respond to the changing climate, they have opportunities to create a positive feedback loop of expanded financial inclusion and reduced climate risk.
Women, especially those in low-income countries, are faced with higher risk, greater vulnerability, and fewer tools to cope with the impacts of climate change. Financial services can empower women to manage climate risks and build resilience.
