Blog

Could e-Commerce Bring Women’s Financial Inclusion in Bangladesh?

Closing the financial inclusion gender gap is about more than account access. It’s about making sure accounts unlock real opportunities for women. In Bangladesh, linking mobile money to informal e-commerce could meaningfully advance women’s financial inclusion.
Blog

How Bangladesh Digitized Education Aid for 10 Million Families

In just months, Bangladesh digitized financial aid payments for education to millions of families. What can other countries learn from this rapid transition to digital payments?
Blog

2017 Global Findex: Behind the Numbers on Bangladesh

Bangladesh has made great strides toward financial inclusion, but many challenges remain -- including one of the largest gender gaps in the world.
Blog

Bank-Led Digital Finance: Who’s Really Leading?

In countries where regulators favor “bank-led” digital finance models, nonbanks are playing important – even dominant – roles in digital finance.
Blog

When Savings Aren’t Enough: How Low-Income Bangladeshis Use Loans

Today, some 25 million Bangladeshis borrow from microfinance institutions. Financial diaries from central Bangladesh show how poor people are using their loans, from coping with emergencies to on-lending to others.
Blog

A Digital Finance Prescription for Universal Health Coverage

Digital finance is just beginning to realize its potential in the health care sector. Take a look at some early examples of how digital financial services are contributing to the goal of universal health coverage.
Blog

Ending Extreme Poverty: New Evidence on the Graduation Approach

SDG 1 is as exciting as it is daunting: End extreme poverty. The Graduation Approach has resulted in large and cost-effective impacts on ultra-poor households’ standard of living, ultimately enabling a sustainable transition to more secure livelihoods and an exit from poverty.
Blog

Paying for School: 6 Insights for Better Financial Services

The inability to pay fees and other education expenses keeps many children out of school. What is the extent of these challenges, who is affected and what kinds of financial services could help?
Blog

Daily Diaries Reveal Bangladesh’s Shifting Financial Landscape

In Bangladesh, 50 respondents are providing full daily details of all transactions in an ongoing financial diaries project. This project aims to provide insights into the money management behavior of low-income rural Bangladeshis. What have the diaries revealed so far?
Blog

Mobile Money in Bangladesh Plateaus after Fast Start

Mobile money in Bangladesh had a fast start. However, recent data show that while use is still increasing, the rate of growth in transaction value and volume is tapering off. Researchers analyzed a number of possible explanations for this trend.
Blog

Reducing Malnutrition through the Graduation Approach

BRAC’s Targeting the Ultra Poor (TUP) program employs the Graduation Approach, through which participant households receive income-generating assets and training on business development, nutrition and social development. Researchers examined the effects of TUP on nutritional outcomes in Bangladesh, and results have been promising.
Blog

How Hard Is It to Use Mobile Money as a Rural Bangladeshi Woman?

Women in Bangladesh have one of the lowest rates of mobile money usage in the world. Does the dearth of usage indicate a lack of appropriate products and services? Just how hard is it to use mobile money if you are a rural Bangladeshi woman?
Blog

Mobile Money in Bangladesh: Still a Long Way to Go

Bangladesh is one of the fastest growing mobile money markets in the world. Yet, mobile financial services in Bangladesh have a lot of room to grow before they can claim any wide national impact.
Blog

Telenor’s Shared Agents: Digital Finance Catalyst for Bangladesh?

New business models for agent networks, such as shared agent networks, are emerging and may offer more sustainable, competitive and efficient mobile financial services.
Blog

Digital Finance in Bangladesh: Where are all the Women?

Bangladesh has long been a success story for women’s financial inclusion, but in terms of digital finance, the story is very different.
Blog

Leveraging Mobile Phone Data: Tiaxa’s Balance Advance

Tiaxa's balance advance service is making 50 million advances each month to prepaid mobile subscribers - generally at no extra cost to the end user. How does it work? Big data plays a part.
Blog

bKash Bangladesh: What Explains its Fast Start?

bKash is the fastest growing provider of mobile financial services in Bangladesh, having registered 11 million accounts in just 30 months. Several factors have combined to help bKash be an early success in a relatively new market.
Blog

Three Lessons from Mobile Microinsurance in Bangladesh

Bima recently commissioned a survey of active Bima Life Insurance customers in order to better understand the profile and behavioral patterns of mobile microinsurance customers in Bangladesh. This blog gives an overview of the findings.
Blog

Transitions from OTC to Wallets: Evidence from Bangladesh

Despite being a relative newcomer in the mobile financial services arena, Bangladesh is already making its mark.
Blog

Can MFIs Leverage Mobile Banking to Serve Customers Better?

When given the choice of using a mobile payment platform - bKash - or a traditional bank branch, 42% of business borrowers in a BRAC pilot chose to use both options for making payments.