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Mapping a Pathway to Improved Well-Being for Young People

What are the links between financial services and young people's educational and job opportunities? Here are three insights.
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Looking Beyond the Average Impact of Financial Inclusion

CGAP's review of over 100 financial inclusion impact studies shows only 1 in 5 offers important contextual information to explain results. Greater focus on context is needed to understand impact.
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Is Poverty Reduction the Right Outcome for Financial Services?

Today, the global development community generally accepts that poverty is more than just a lack of income. What do multidimensional concepts of poverty mean for those who see poverty reduction as the ultimate goal of financial inclusion?
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Financial Health and the Impact of Financial Inclusion

Financial health has emerged as a useful framework for talking about whether financial services improve poor people's ability to manage their financial lives. But how can we understand whether better financial management improves people's well-being?
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How Useful Is “Usage” in Measuring Financial Inclusion’s Impact?

Financial account usage rates can tell us a lot about the state of financial inclusion, but high usage shouldn’t be confused with impact on customers’ lives.
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We Need to Talk About Credit

Digital credit is a testament to the ways in which technology and new business models can assist in the expansion of financial services to low-income households. But it also points to potential hazards of letting a market develop unchecked.
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2 Financial Services That Increase Smallholders’ Food Security

Evidence from around the world shows that savings and insurance help smallholder farmers to reduce hunger and manage production risks.
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Learning from Financial Inclusion Research: What Should We Expect?

Impact evaluations, reviews, reviews of reviews— there's no shortage of research on whether and how financial inclusion impacts the poor. What should we expect to learn from this growing body of work?
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3 Ways Financial Inclusion Improves Women’s Food Security

There is evidence that financial inclusion improves food security for women in at least three ways.
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Does Financial Inclusion Impact the Lives of the Poor?

A growing body of evidence is emerging on financial inclusion. The lack of a cohesive, nuanced story to bring the evidence together is leading to wildly different and overly simplistic interpretations.
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Financial Innumeracy: A Global Problem for Digital Finance?

Mounting evidence suggests financial innumeracy presents a bigger barrier to financial inclusion than is often acknowledged. Here are three ways to improve numeracy.
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China's Super Platforms: The Impact Question

What impact are super platforms having on low-income customers and small businesses? CGAP and Mastercard Foundation traveled to China to see firsthand.
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Interpreting the Financial Inclusion Numbers in Pakistan

Financial inclusion in Pakistan has improved slowly but steadily since 2008 according to most sources. However, depending on the source of data, the topline financial inclusion figure for Pakistan varies from 7% to 23%. Why?
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Focusing on the Poorest: What Does the Research Tell Us?

A new article in Science explains that the Graduation Approach is not only impressive, but has a lasting impact on the lives of the poorest.
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Microcredit Impact Revisited

A more nuanced picture is emerging that supports broad financial inclusion efforts. Mounting evidence shows that on the whole, access to formal financial services helps poor families in developing countries improve their lives.
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10 Useful Data Sources for Measuring Financial Inclusion

In recent years, data sources for financial inclusion have become richer but more complicated to navigate. How do we navigate this busy data landscape? There is no single "best source" for data on financial inclusion, and each source in this list has its own unique strengths and weaknesses.