Blog

Granular Data for More Equitable Financial Systems

As financial systems evolve, so must the tools for oversight. Suptech is helping supervisors harness better data, spot trends (including by gender), and guide smarter decisions. Countries like Rwanda are showing how tech can drive more inclusive, effective financial systems.

Will FATF’s Travel Rule Revisions Affect Financial Inclusion?

The FATF is consulting on revisions to its travel rule that will affect all payments. However, the changes pose a threat to the speed, cost, and inclusiveness that the international community expects from global remittances. So why the change?

Avanti’s Digital Edge: Winning for Customers, Partners, and Growth

Avanti Finance leverages technology and partnerships to provide affordable, accessible financial services to low-income households in India, focusing on women. Their digital processes enhance efficiency, scalability, and customer experience.

Key Regulatory Developments for AI in Finance

AI is not a novel concept in finance; so, what is driving renewed interest in addressing regulatory gaps around the technology? CGAP desk research covering more than 100 jurisdictions identified five key global developments in AI regulation.

Bringing Resilience to the Table to Achieve Development Goals

CGAP's Impact Pathfinder provides insights into the role of financial services in building the resilience of vulnerable populations and small businesses globally.

AI's Promise: A New Era for Financial Inclusion

In CGAP's latest leadership essay, CEO Sophie Sirtaine explores the vast potential of AI for greater financial inclusion, while highlighting the importance of managing its inherent risks carefully and proactively.

Convenience Drives Rapid Adoption of Account Aggregators in India

Open finance in India has grown rapidly, with a significant rise in linked accounts through Account Aggregators (AAs). New CGAP research offers insights on key drivers of AA adoption and areas for improvement to enhance customer experience.

Going Beyond Demand-Side Surveys to Measure Financial Health

Financial authorities should consider moving beyond just demand-side data for measuring financial health to supply-side data from FSPs and non-financial organizations. CGAP research calls for further exploration and testing of such data.

Fueling Micro-Retail: FMCGs & E-Commerce in Action

Fast-Moving Consumer Goods (FMCG) companies have a significant opportunity to enhance their supply chain efficiency, expand their market reach, and improve operational effectiveness by leveraging B2B (Business-to-Business) e-commerce platforms.

Does Microcredit Drive Jobs Growth? Here’s What the Evidence Shows

Microcredit can help MSEs create jobs and build resilience but often falls short on growth. The Impact Pathfinder highlights credit’s opportunities and gaps, stressing the need for better financial products and support to boost employment.

FATF’s Revised Inclusion Guidance: Progress Made, Questions Remain

While FATF’s revised AML/CFT Guidance makes strides toward promoting financial inclusion, it still lacks clarity on key issues. The public consultation is an opportunity for stakeholders to provide feedback and shape a more balanced final version.

Beyond the Chat: AI-Powered Advice for Women Farmers

AI-powered chatbots can be transformative for rural women by providing accessible, real-time agricultural advice, improving productivity, and fostering financial independence. Challenges must be addressed to ensure their full impact and inclusivity.

A Clearer View: Using S-GDD for Better Financial Outcomes

Relying on aggregate financial data for insights provides only a general idea of reality – granular supply-side gender-disaggregated data (SGDD) can sharpen the picture, exposing financial behaviors and disparities that would otherwise remain hidden.

FATF’s Financial Inclusion Revisions: What To Do Now?

The consultation window is now open for the FATF’s revisions to its Guidance on AML/CFT and Financial Inclusion. The Guidance has a real impact on the financial inclusion of millions worldwide, but what is it that stakeholders can do?

Sowing the Seeds of Resilience: Can AI Empower Women in Agriculture?

AI is everywhere. But can it boost rural women’s agricultural income? While not a silver bullet, AI can potentially create value for rural women in agriculture. We discuss 4 key areas where there is action and opportunity around AI for women in ag.

Supplying What the Market Won’t: Donors and Young Women’s Inclusion

Young women across Africa are one of the most underserved markets for financial services. Donors can step in by strategically supporting services the market isn't likely to provide but are key to increasing young women's financial inclusion.

Embedding Gender Equality in Ecuador's Financial Inclusion Regulations

Ecuador’s approach to embedding gender equality in financial regulations offers a model for how regulators can drive inclusive financial systems and close gender gaps.

Bridging the Evidence Gap in Women’s Financial Inclusion

Women’s financial inclusion is paramount, but how does it drive real economic empowerment? CGAP's Impact Pathfinder maps what we know—and what we don’t—about credit, savings, digital payments, and insurance for women.

The Time to Consult on FATF Revisions Is Now

The FATF is updating its Guidance on AML/CFT and Financial Inclusion and is seeking input. This revision could impact financial access for millions, making it crucial for experts to engage before the consultation closes on April 4, 2025.

The Evidence of Credit and Insurance’s Role in Tackling Climate Change

Drawing on evidence to examine how financial services can advance climate action and other development outcomes, CGAP's Impact Pathfinder is a gateway to understanding what the existing evidence tells us, and knowledge gaps that need to be filled.