Blog

What is Vision-Driven Financial Regulation?

Innovation drives progress, but the law shapes it. CGAP has been exploring the intersection between regulation, innovation, and financial inclusion through research on what makes some regulators better equipped to deal with innovation than others.

Financial Services Amid Crisis: Resilience and Reconstruction in Gaza and West Bank

FSPs in the West Bank & Gaza face unprecedented challenges amid the ongoing crisis, with Gaza's situation changing daily. Eventual stability will bring a flow of aid, making it crucial to support & rebuild the financial sector for future development.

Transforming Côte d'Ivoire's Cashew Sector with Phygital Empowerment

In Côte d’Ivoire, Wi-Agri empowers women farmers with digital tools and on-the-ground support. By understanding the challenges rural Ivorian women face, Wi-Agri is able to design for them rather than around them.

Surveys Reveal a Path to Responsible Digital Finance in WAEMU

For the first time, there is comprehensive data on digital financial services users in the WAEMU region, and it highlights the need for more responsible digital finance ecosystems. Strengthening consumer protection is crucial.

Seven Insights From Samunnati on Income Diversification

In collaboration with CGAP and IDH under ABERA, Samunnati drives business innovation and gender and climate goals. Together, they've identified seven insights on income diversification for women in India, detailed in this blog.

Which Kind of Microfinance Institutions Can Serve Women Best?

CGAP and MFR analysis of 300+ MFIs explores the trends, challenges, and successes in closing the gender credit gap for smaller borrowers and identifies optimal designs for supporting more women clients, more equitably, and in more parts of the world.

Driving Change: Hello Tractor and ABERA

CGAP, IDH, FSD Network & FSD Kenya are working with Hello Tractor as part of ABERA, which empowers rural women in agriculture. We aim to address gender and climate challenges while strengthening Hello Tractor's business and financial service links.

Regulating Finance for Gender Equality: A New Approach

Financial regulators and market facilitators across the African continent have the opportunity to redefine financial sector policymaking, ensuring that gender inclusivity is at the heart of its economic agenda, beginning with these recommendations.

Financial Inclusion 2.0: Embracing a New Outcome Agenda

Financial inclusion has a key role to play as an enabler for development outcomes and as a foundational element to improve livelihoods and build resilience in an ever more vulnerable and turbulent world.

FATF's Proposed Rules for Payments: Balancing Integrity and Inclusion?

As the Financial Action Task Force (FATF) seeks feedback for its revised Recommendation 16, or "travel rule", it is imperative to consider potential impacts on the financial inclusion of low-income customers.

Resilience at All Levels: From Macro-Insurance Solutions to Micro

Unless we can ensure low-income and financially excluded populations have access to insurance to help them build resilience directly at the micro-level, other efforts will be in vain.

Navigating Compound Crises: Microfinance Learnings From Lebanon

Lebanon has faced a recent string of compounding crises, crippling GDP and decimating the Lebanese currency. Al Majmoua MFI survived the freefall and offers valuable insights into the diversity of measures that can be taken in the face of crisis.

Trust and Awareness Will Be Key for Open Finance Adoption in India

India is pioneering open finance in developing economies, with 64 million accounts linked through its Account Aggregator ecosystem as of March 2024. As India continues to scale the ecosystem, early insights could help shape AA's future direction.

Financial Inclusion 2.0: Generating New Evidence to Maximize Impact

Despite extensive research, the financial inclusion sector still lacks a clear understanding of what works, when, and for whom. Financial services' impact varies widely, highlighting the need for new research and more nuanced insights.

In a Post-Pandemic World, How Healthy Are MFIs?

CGAP analysis with MFR of MFIs post-COVID suggests that there seems to be a cluster of institutions still experiencing high credit risk, and unfortunately, the smallest institutions seem to be facing the biggest problems.

Are Climate-Related Financial Sector Policies Inclusive for All?

Climate-driven financial policies could inadvertently end up undermining financial inclusion efforts. Authorities and funders must understand the pathways through which risks could occur and the opportunities for supporting green finance effectively.

Financial Inclusion and Stability: A Balancing Act

Understanding the relationship between financial inclusion and stability is imperative for policymakers to advance both these goals and respond to shocks that threaten financial stability in ways that protect inclusion.

Digitizing G2P Payments: Lessons from Indonesia

Indonesia's digitization transformation for G2P payments showcases what can be achieved when strong government commitment and collaboration are combined with advanced technologies.

Financially Including Young Women: Gains for a Generation

The final blog in our series with the Bill and Melinda Gates Foundation spotlights what CGAP and BMGF have learned about the dynamics of young women’s financial exclusion, and new initiatives to tackle the gender gap at its source in young adulthood.

Good News for Young Women’s Financial Inclusion in East Africa

Young women in East Africa are demanding and using financial services earlier and faster than a decade ago, according to Bill and Melinda Gates Foundation analysis of Findex 2021 and 2011 data. The second blog in our series unpacks these findings.