Gender-disaggregated data is the cornerstone for designing strategies and interventions that not only help increase women’s use of financial services to be more resilient and prosperous but also empower them to be stronger market players.
The second blog in our series with Decodis and MSC explores our research finding that many poor households are just muddling through climate events rather than strategically adapting to long-term climate change in ways that enhance their resilience.
To ensure those living in poverty benefit from emerging models in insurance, we need to focus beyond traditional risk transfer and look at broader risk management. This blog outlines three priorities for driving systems change in inclusive insurance.
A recent CGAP study revealed a gender gap in financial service adoption among youth in low-income countries. Here, we analyze Findex 2021 data to better understand the factors driving these disparities.
Governments in LAC recognize the importance of advancing digital financial inclusion and fostering competition among financial service providers to improve choices and quality and lower costs for all consumers - including those living in poverty.
Extensive and inclusive cash-in/cash-out (CICO) agent networks are key to ensuring DFS access in rural areas. Regulators play an essential role here by enabling DFS providers to innovate agent network models that are sustainable in rural areas.
The rise of DFS has sparked debate on cash's future in developing economies. But, despite increasing adoption of DFS, cash prevails in most global economies, emphasizing agent networks' crucial role as enablers rather than disruptors.
All G2P programs contribute to climate adaptation to some extent, with examples in India, Ethiopia, Kenya, and the Philippines showing us how specific program design features can support greater climate adaptation for recipients and their households.
With gender-based exclusion and differences in the financial sector being so pervasive –financial sector regulators and supervisors can apply gender-intentional approaches in order to drive better outcomes for women.
Impact investors have an opportunity to bolster inclusive finance by adopting an outcome-oriented strategy for impact measurement and management. This allocates resources towards investments that offer significant and influential results.
CGAP and partners recently performed a sectoral analysis of PAYGo off-grid solar firms, with initial insights shared here. The work has greatly contributed to standardization, clarifying the investment opportunity and encouraging further funding.
Brazil's rapid expansion of open finance shows its potential to transform financial services, and recent CGAP research offers valuable insights into Brazil, as well as other markets interested in implementing open finance.
Well-implemented financial inclusion (FI) initiatives for various sub-segments of young women can produce positive financial and non-financial outcomes. Current research shows plural programs with FI components can benefit marginalized young women.
The current focus of G2P programs on emergency response is insufficient to support long-term climate change adaptation. Long-term adaptation must be considered, and designed into programs, to reduce intergenerational vulnerability to climate change.
Financial inclusion is essential to creating more inclusive, resilient, and green futures. But to deliver on its promise, we must go beyond access to financial accounts and focus on maximizing the impact of inclusive finance.